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This site provides life insurance and annuity information and quotes as a resource to consumers. The rates shown are quotes based on information provided by the individual carriers, subject to underwriting approval. Rates displayed are for informational purposes only, and are subject to change without notice. Applications for insurance are processed through James Shiver (AL LIC 292829) only where licensed and appointed. No portion of choicelifequote.com may be copied, published, or distributed in any manner for any purpose without prior written authorization of the owner.