ATTENTION: If you are not a citizen or permanent resident of the United States of America, this website and associated information are not intended for, or applicable, to you in any way. Any use, reference to, or otherwise is to be considered at your own risk. Insurance products and/or services are available only in the United States where duly licensed and appointed.
COLLECTION OF INFORMATION
The purposes for the collection of visitor/consumer information by ChoiceLifeQuote.com include the following:
(1) Required information is collected from visitors/consumers to provide real-time and accurate life insurance quotes.
(2) Required information is collected from visitors/consumers to initiate life insurance applications at the request of the individual applicant.
Any personally identifying information collected is provided by the visitor voluntarily. Statistics related to site usage and aggregate visitor profiles may be analyzed to identify overall usage trends and do not track the usage habits of individuals.
USAGE OF INFORMATION
This site provides complimentary life insurance quotes. In order to provide accurate quotes based on insurance carrier proprietary rate guidelines, specific consumer information must be collected, including, but not limited to, date of birth, gender, height/weight, state of residence, tobacco usage, desired coverage amount, desired term length, health status, medications, and other relevant information.
This site allows consumers to initiate life insurance applications for coverage through application request forms. In completing this form an applicant is requesting to be contacted by a member of our team to finalize and submit an application for insurance.
This site, or designated representatives, conduct periodic consumer research in an effort to continually improve the quality of products and services offered to consumers and to improve business outcomes. Site visitors and/or consumers may be asked to participate in voluntary questionnaires, interviews, and/or other forms of market research. This research participation is completely voluntary, and participants may opt-out at any time.
Contact information provided, including full name, phone numbers, email addresses, mailing address, and other information will only be used in association with the above activities. ChoiceLifeQuote.com does not sell or otherwise distribute consumer information to anyone other than our designated representatives, agents, agencies, and/or prospective insurance companies. In lieu of providing personal, health, lifestyle, and other information online, applicants may also request to provide required information directly to an insurance agent licensed in their state of residence by phone, email, or other methods as appropriate.
An HTTP cookie is data stored on an individual’s computer containing information about the user and associated activity. This site utilizes both ID cookies and persistent cookies, neither of which are tied to personally identifiable information. ID cookies terminate when an individual closes their browser after a session, while persistent cookies remain on an individual’s hard drive. A user may remove and/or disable cookies at any time utilizing individual browser settings.
In visiting and navigating our website a user’s information, including internet address, referring website, date/time, and other information is logged in our server system. This data may be analyzed to facilitate internal quality improvement for the benefit of user experience. As a standard practice, no data gathered through log files is sold or otherwise shared with outside organizations. Additionally, no data analyzed is used to identify or collect personally identifiable information.
In requesting insurance quotes, initiating an application, or otherwise contacting ChoiceLifeQuote.com, user is effectively establishing a business relationship with our organization. Once this relationship has been initiated communication may include, but not be limited to, the following methods.
- Text message
- Direct mail
Any contact initiated in response to user requests is for the sole purpose of assisting consumers in obtaining insurance products and/or consumer research as previously discussed. This contact may be initiated by ChoiceLifeQuote.com designated representatives, insurance agents, processing staff, paramed vendors, insurance company personnel, or others as appropriate.
In the event that a consumer wishes to cease future contact for any reason, a request may be submitted by telephone, email, fax, or mail. All such requests will be processed immediately upon receipt and the user will be removed from our database.
The ChoiceLifeQuote.com website is available for public use with no requirement to provide personally identifiable information. In providing personally identifiable information through this website, the user is explicitly initiating a relationship (as defined by the National Do Not Call Registry) with ChoiceLifeQuote.com, and is inviting, consenting to, and requesting contact and information, which may be provided online, by telephone, email, text message, facsimile, or direct mail directly, or through a designated representative, agent, insurance company, vendor, or other partner organization.
As such, user waives any right (including claims under the Telemarketing Sales Rule) extending in perpetuity to claim that we contacted user without express consent. If, at any time, a user desires that we cease contact, we will honor requests to be placed on our internal “Do Not Contact” list immediately upon receipt.
Users can unsubscribe from our email list at any time by clicking on the “unsubscribe” link at the bottom of our emails. Or, by simply replying with the subject “unsubscribe”.
Users may disable cookies in browser settings at any time by following the directions available in the browser help section.
Users may update and/or change personal information on file with ChoiceLifeQuote.com at any time by email, phone, or direct mail.
ChoiceLifeQuote.com may share users’ personally identifiable information with third-party organizations, including but not limited to, insurance companies. partners, vendors, or affiliates for the express purpose of facilitating users’ purchase of insurance. ChoiceLifeQuote.com is not liable or responsible for third-party company privacy policies and/or procedures, or any loss or breach of data through a third party. Users may contact third-party organizations directly related to questions regarding privacy policies.
ChoiceLifeQuote.com does not engage in unsolicited email communication to consumers.
Unsolicited commercial email or “spam” is an effort to send email messages to an individual who has not granted permission and/or initiated communication. Individual consumers receiving email from ChoiceLifeQuote.com have either 1) provided an email address for the purpose of receiving information (i.e. “opt-in”), or 2) have an established business relationship.
In requesting information through ChoiceLifeQuote.com, and subsequently providing contact information, users agree to opt-in for related communications. Users may unsubscribe from our email list at any time by clicking on the “unsubscribe” link in the email received, or by replying with the subject line, “unsubscribe”.
Please feel free to contact our compliance team with any questions related to privacy policies and/or consumer contact procedures at the address below.
- Phone: (800) 770-8229
- Email: email@example.com
209 Squirrel Hollow Drive
Enterprise, AL 36330