Privacy Policy

PRIVACY POLICY

The ChoiceLifeQuote.com team believes that your privacy and information security are is extremely important. The following information details our Privacy Policy, to include information collection and security procedures, related to website use. Please feel free to contact our team with any questions or concerns related to our privacy policies and/or procedures.

ATTENTION: If you are not a citizen or permanent resident of the United States of America, this website and associated information are not intended for, or applicable, to you in any way. Any use, reference to, or otherwise is to be considered at your own risk. Insurance products and/or services are available only in the United States where duly licensed and appointed.

 

COLLECTION OF INFORMATION

The purposes for collection of visitor/consumer information by ChoiceLifeQuote.com include the following:

(1) Required information is collected from visitors/consumers to provide real-time and accurate life and/or disability insurance quotes.
(2) Required information is collected from visitors/consumers to initiate life and/or disability insurance applications at the request of the individual applicant.

Any personally identifying information collected is provided by the visitor voluntarily. Statistics related to site usage and aggregate visitor profiles may be analyzed to identify overall usage trends and do not track the usage habits of individuals.

 

USAGE OF INFORMATION

Quote Request Forms

This site provides complementary life and disability insurance quotes. In order to provide accurate quotes based on insurance carrier proprietary rate guidelines, specific consumer information must be collected, including, but not limited to, date of birth, gender, height/weight, state of residence, tobacco usage, desired coverage amount, desired term length, health status, medications, and other relevant information.

Application Request Forms

This site allows consumers to initiate life and/or disability insurance applications for coverage through application request forms. In completing this form an applicant is requesting to be contacted by a member of our team to finalize and submit an application for insurance. Contact information provided on this form to include full name, phone numbers, email addresses, mailing address, and other information will only be used in association with requested application for insurance.

ChoiceLifeQuote.com does not sell or otherwise distribute consumer information to anyone other than our designated agents, agencies, and/or perspective insurance companies in an effort to comply with insurance application requests. In lieu of providing personal, health, lifestyle, and other information online, applicants may also request to provide required information directly to an insurance agent licensed in their state of residence by phone, email, or other methods as appropriate.

HTTP Cookies

An HTTP cookie is data stored on an individual’s computer containing information about the user and associated activity. This site utilized both ID cookies and persistent cookies, neither of which are tied to personally identifiable information. ID cookies terminate when an individual closes their browser after a session, while persistent cookies remain on an individual’s hard drive. A user may remove and/or disable cookies at anytime utilizing individual browser settings.

Information collected using the for mentioned cookie types is routinely analyzed to determine and/or ensure website effectiveness and efficiency. These cookies are also occasionally used to present advertisements to previous users on the internet. Users are welcome to visit and utilize our site regardless of individual cookie settings preferences. Additionally, search engines to include Google, Bing, Yahoo, and others may use cookies to place advertisements based on a user’s browser history.

Log Files

In visiting and navigating our website a user’s information, to include internet address, referring website, date/time, and other information, is logged in our server system. This data may be analyzed to facilitate internal quality improvement for the benefit of user experience. As a standard practice, no data gathered through log files is sold or otherwise shared with outside organizations. Additionally, no data analyzed is used to identify or collect personally identifiable information.

 

USER COMMUNICATIONS

In requesting insurance quotes, initiating an application, or otherwise contacting ChoiceLifeQuote.com, user is effectively establishing a business relationship with our organization. Once this relationship has been initiated communication may include, but not be limited to, the following methods.

• Telephone
• Email
• Text message
• Facsimile
• Direct mail

Any contact initiated in response to user request is for the sole purpose of assisting consumers in obtaining insurance products and/or services of interest. This contact may be initiated by ChoiceLifeQuote.com designated insurance agents, processing staff, paramed vendors, insurance company personnel, or others as appropriate.

In the event that a consumer wishes to cease future contact for any reason, a request may be submitted by telephone, email, fax, or mail. All such requests will be processed immediately upon receipt and user will be removed from our database.

 

USER OPTIONS

The ChoiceLifeQuote.com website is available for public use with no requirement to provide personally identifiable information. In providing personally identifiable information through this website, user is explicitly initiating a relationship (as defined by the National Do Not Call Registry) with ChoiceLifeQuote.com, and is inviting, consenting to, and requesting contact and information, which may be provided online, by telephone, email, text message, facsimile, or direct mail directly, or through a designated agent, insurance company, vendors, or other partner organization.

As such, user waives any right (including claims under the Telemarketing Sales Rule) extending in perpetuity to claim that we contacted user without express consent. If, at any time, a user desires that we cease contact, we will honor requests to be placed on our internal “Do Not Contact” list immediately upon receipt.

Email

Users can unsubscribe from our email list at any time by clicking on the “unsubscribe” link at the bottom of our emails. Or, by simply replying with the subject “unsubscribe”.

Cookies

Users may disable cookies in browser settings at any time by following the directions available in the browser help section.

Updating Information

Users may update and/or change personal information on file with ChoiceLifeQuote.com at any time by email, phone, or direct mail.

 

THIRD-PARTY POLICIES

ChoiceLifeQuote.com may share user’s personally identifiable information with third-party organizations, to include but not limited to, insurance companies. partners, vendors, or affiliates for the express purpose of facilitating user’s purchase of insurance. ChoiceLifeQuote.com is not liable or responsible for third-party company privacy policies and/or procedures, or any loss or breach of data through a third-party. Users may contact third-party organizations directly related to questions regarding privacy policies.

 

SPAM POLICY

ChoiceLifeQuote.com does not engage in unsolicited email communication to consumers.
Unsolicited commercial email or “spam” is an effort to send email messages to an individual who has not granted permission and/or initiated communication. Individual consumers receiving email from ChoiceLifeQuote.com have either 1) provided an email address for the purpose of receiving information (i.e. “opt-in”), or 2) have an established business relationship.

In requesting information through ChoiceLifeQuote.com, and subsequently providing contact information, users agree to opt-in for related communications. Users may unsubscribe from our email list at any time by clicking on the “unsubscribe” link in the email received, or by replying with the subject line, “unsubscribe”.

 

POLICY UPDATES

This Privacy Policy is subject to updated at any time. In an effort to provide the highest quality of information security to consumers and comply with ever-changing privacy requirements and regulations ChoiceLifeQuote.com may update privacy policies as appropriate. It is recommended that consumers review this Privacy Policy in conjunction with website use.

 

CONTACT INFORMATION

Please feel free to contact our compliance team with any questions related to privacy policies and/or consumer contact procedures at the address below.

• Phone: (800) 770-8229
• Email: jshiver@choicelifequote.com
• Address:
ChoiceLifeQuote.com
209 Squirrel Hollow Drive
Enterprise, AL 36330