Blog - Page 7 of 7 - ChoiceLifeQuote.com

Guaranteed Universal Life | Affordable Lifetime Coverage

Many consumers have a need for long-term life insurance coverage but are not necessarily interested in accumulating cash value with the policy. It is also important to many policy owners to have the flexibility to make adjustments to their policy as life circumstances change. In cases where lifetime guarantees and flexibility are important, guaranteed universal life insurance…

How Life Insurance Works | 13 Frequently Asked Questions

The majority of Americans would agree that owning life insurance coverage is an extremely important part of their overall financial plan, yet many consumers are unsure exactly how life insurance works. This confusion is completely understandable given the complicated marketplace and sheer number of life insurance companies in the United States. In considering coverage, it can be…

Accidental Death Insurance | Affordable Accident Coverage

Many people have a need for life insurance protection but either cannot qualify for traditional coverage or cannot afford expensive premiums. There are also those who simply need supplemental coverage provided by accidental death insurance. So, are there coverage options other than traditional life insurance? In certain instances, accident only coverage can be a great option or…

Final Expense Life Insurance | Affordable Burial Coverage

Most people hate the thought of being a burden to family members and friends later in life. Yet, an individual’s final expenses and last wishes are often the responsibility of those left behind. In planning for final expenses, many people choose to purchase final expense life insurance. The need to make final arrangements is a…

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Types of Life Insurance | Comparing Policy Options

Most Americans believe they need life insurance to provide a foundation of security for their families. However, choosing between the different types of life insurance plans available in the marketplace can be a challenge. This is an important consideration since the coverage you choose can provide not only financial protection but also significant peace of…

Life Insurance Living Benefits | Using Policies While Still Alive

No one likes to think about their own mortality. Many people shy away from conversations about the need for life insurance because of the sobering nature of the topic. But, life insurance living benefits can be a different story. Let’s face it… Considering the possibility of not being here for our loved ones is not…

Term Life Insurance | Simple Low-Cost Coverage

In considering life insurance coverage options, consumers often ask about term life insurance and whether term life coverage is the best option to meet their family's financial goals and objectives. These questions about term life coverage are completely understandable given the amount of consumer information available, reoccurring television life insurance ads, and numerous financial gurus promoting…

No Exam Life Insurance | Non-Medical Coverage Options

Is it possible to get life insurance without taking a medical exam or completing medical requirements? The short answer is... YES, with no exam life insurance. No exam life insurance provides a simple method of obtaining needed coverage. Applying for coverage can be a somewhat complicated process that may include completing a medical exam, providing medical…

Qualifying for Life Insurance with Medical Conditions

The process of applying for life insurance can be confusing enough without the complication of serious medical conditions. In evaluating an application insurance companies routinely have standardized underwriting processes. Since insurance companies consider your health and medical history in evaluating an application for coverage, certain pre-existing conditions may cause your rates to increase or coverage to be…