Blog - Page 6 of 7 - ChoiceLifeQuote - Life Insurance Made Simple

family - life insurance with sleep apnea

Life Insurance for Diabetics: 7 Tips to Qualifying for Coverage

Individuals with a history of diabetes often ask how this diagnosis can affect life insurance for diabetics. So, can diabetics get life insurance? These questions and associated concerns are completely understandable given the potential severity of this all too common disease. The short answer is YES. It is often possible to get affordable life insurance for diabetics. The…

young boy image - types of life insurance for collateral assignment

Best Life Insurance Companies for 2023 (10 Most Recommended)

Choosing the best life insurance companies when considering coverage can be challenging to say the least. What are the best life insurance companies based on ratings, products, and other factors? These and other similar questions are completely understandable since there are more than 2,500 life insurance companies in the United States alone.This article, Best Life Insurance Companies…

hands and feet-guaranteed universal life

Guaranteed Universal Life: Lifetime Coverage, Lowest Premium

Many consumers have a need for long-term life insurance coverage but are not necessarily interested in accumulating cash value. It is also important to many policy owners to have the flexibility to make adjustments to their policy as life circumstances change. In cases where lifetime guarantees and flexibility are important, guaranteed universal life insurance may be…

How Life Insurance Works: 13 Frequently Asked Questions

The majority of Americans would agree that owning life insurance coverage is an extremely important part of their overall financial plan, yet many consumers are unsure exactly how life insurance works. This confusion by consumers is completely understandable given the number of companies, agents, and policies available in today’s marketplace. Most people believe that owning life…

Accidental Death Insurance: Accident Coverage, Minimal Cost

Many people have a need for life insurance protection but either cannot qualify for traditional coverage or cannot afford expensive premiums. There are also those who simply need supplemental coverage provided by accidental death insurance. So, are there coverage options other than traditional life insurance? In certain instances, accident only coverage can be a great option and/or…

older couple - final expense life insurance

Final Expense Life Insurance: Understanding Burial Coverage

Most people hate the thought of being a burden to family and friends later in life. Yet, an individual’s final expenses are often the responsibility of those left behind. In planning for final expenses, many people choose to purchase final expense life insurance.. The need to make final arrangements is a common concern among individuals…

Types of Life Insurance: Comparing Policy Options

Most Americans believe they need life insurance to provide a foundation of security for their families. However, choosing between the different types of life insurance plans available in the marketplace can be a challenge.This is an important consideration since the coverage you choose can provide not only financial protection but also significant peace of mind…

Life Insurance Living Benefits: Use Your Policy While Still Alive

Many people shy away from conversations about the need for life insurance because of the sobering nature of the topic. But, life insurance living benefits can be a different story. Let’s face it… Considering the possibility of not being here for our loved ones is not pleasant. However, there are instances where life insurance pays off even…

variable life insurance - father and son

Term Life Insurance: Simple Low-Cost Coverage

Consumers often ask about term life insurance and whether term life is the best coverage option. Questions about term life are completely understandable given the reoccurring television ads and numerous financial gurus promoting this type of coverage day in and day out.This article, Term Life Insurance: Simple Low-Cost Coverage, provides an overview of term life and…