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All Posts By James Shiver, DBA

James Shiver is the founder of ChoiceLifeQuote.com and a multi-state licensed independent life insurance agent serving the individual family and small-business markets. Dr. Shiver also serves as a university business professor, as well as being an Accredited Financial Counselor®.

Mutual of Omaha Insurance Company Review

Mutual of Omaha has a long history of providing quality insurance and financial products to consumers, as well as an organizational focus on community service. But, how do the company’s products and services compare to their competitors in an ever-evolving marketplace? What types of insurance products and services does Mutual of Omaha offer? (800) 775-1000 Customer Access…

How to Find a Lost Life Insurance Policy

The death of a loved one can be extremely difficult from an emotional standpoint but also presents certain financial and logistical challenges. It is often the responsibility of surviving family members to make final arrangements and settle the decedent’s estate, which includes life insurance. Given these often unexpected responsibilities, it is understandable that family members may have…

American National Insurance Company Review

American National Insurance Company has excellent ratings and a long history of providing high quality products and services to consumers. But... How do the company's life insurance products and customer service compare to other insurers? And... What types of personal and business insurance plans and policies are available through American National? (800) 899-6806 Account Login Customer Service…

Prudential Insurance Company Review

Prudential Financial and its subsidiaries such as The Prudential Insurance Company of America, Pruco Life Insurance Company, and others are well-known and highly respected names in the insurance and financial services industry on a global scale. But, does being well-known actually mean that Prudential life insurance is among the best? And... What types of life insurance coverage…

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Protective Life Insurance Company Review

Protective Life Insurance Company has a reputation for both high quality insurance products and outstanding customer service for policy owners. But... How do the company’s insurance products and services stack up against other industry leaders? And... What types of life insurance coverage does Protective offer personal and business consumers? (800) 866-9933 MyAccount Login Customer Service Policy Claims…

Qualifying for Life Insurance with Depression

It is fairly common for patients to seek advice and treatment for depression or anxiety-related conditions. It is so common that this information is often initially omitted when applying for life insurance with depression or a similar diagnosis. So, is depression a preexisting condition that should be disclosed when applying for life insurance? If so, is it possible…

Corebridge Financial Company Review

Corebridge Financial, formerly AIG Life and Retirement, is a well-known brand in the insurance and financial services industry. But... How does it compare to other companies offering similar products? What are the company's industry ratings? These questions are frequently asked by consumers when comparing the company’s rates and products to those of other competing insurers. (800) 888-2452 eService…

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Qualifying for Life Insurance with Sleep Apnea

In working with clients, we routinely run across common medical conditions. Sleep apnea is one such diagnosis that often concerns life insurance applicants. So, can you get affordable life insurance with sleep apnea? This question is understandable given the potential health effects of sleep apnea and associated conditions. Luckily, the short answer is YES in many instances. This…

Life Insurance for Overweight Individuals (Insider Tips)

The majority of Americans struggle with weight at some point during their lifetime. As a result, we often receive questions from consumers about life insurance for overweight individuals or how being overweight will affect their life insurance application, underwriting, and premium rates. These concerns are entirely understandable given the number of people who face challenges related to…