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All Posts By James Shiver, DBA

James Shiver is the founder of ChoiceLifeQuote.com and a multi-state licensed independent life insurance agent serving the individual family and small-business markets. Dr. Shiver also serves as a university business professor, as well as being an Accredited Financial Counselor®.

Mutual of Omaha Insurance Company Review (Recommended)

Mutual of Omaha has a long history of providing quality insurance and financial products and services to consumers, as well as an organizational focus on community service. But, how do the company’s products and services compare to their competitors in an ever-evolving marketplace? What types of insurance products does Mutual of Omaha offer? What is the…

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How to Find a Life Insurance Policy Exists (Online Search)

The death of a loved one can be extremely difficult from an emotional standpoint but also presents certain financial and logistical challenges. It is often the responsibility of surviving family members to make final arrangements and settle the decedent’s estate, which includes identifying and filing claims on any active life insurance policies.Given these often-unexpected responsibilities, it…

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American National Insurance Company Review (Recommended)

American National Insurance Company has excellent ratings and a long history of quality service to policyholders. But, how do the company's life insurance products and customer service compare to other insurers? And, what types of life insurance plans and policies are available through American National? American National Insurance Company (800) 899-6806 Account Login Customer Service Policy Claims In…

Prudential Insurance Company Review (Recommended)

Prudential Financial and its subsidiaries such as The Prudential Insurance Company of America, Pruco Life Insurance Company, and others are well-known and highly respected names in the insurance and financial services industry. But, does being well-known actually mean that Prudential life insurance is among the best? Prudential Financial, Inc. (800) 556-8527 Account Login Customer Service Policy…

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Protective Life Insurance Company Review (Recommended)

Protective Life Insurance Company has a reputation for both quality insurance products and outstanding customer service. But, how do the company’s insurance products and services stack up against other industry leaders? What types of coverage does Protective offer consumers? And, what are the company's financial ratings? Protective Life Insurance Company (800) 866-9933 MyAccount Login Customer Service Policy Claims In…

Qualifying for Life Insurance with Depression (Including FAQs)

It is fairly common for patients to seek advice and treatment for depression or anxiety-related conditions. It is so common that this information is often initially omitted when applying for life insurance with depression or a similar diagnosis. So, is depression a preexisting condition that should be disclosed when applying for life insurance? If so, is it possible…

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American General Life Insurance Company Review (Recommended)

American General Life Insurance Company is a well-known brand in the insurance and financial services industry. But, how does it compare to other companies offering similar products? What industry ratings has the company earned? These types of questions are frequently asked by consumers when comparing the company’s rates and products to those of other insurers. American General Life Insurance…

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Qualifying for Life Insurance with Sleep Apnea (Including FAQs)

In working with clients, we routinely run across common medical conditions. Sleep apnea is one such diagnosis that often concerns life insurance applicants. So, can you get affordable life insurance with sleep apnea? This question is understandable given the potential health effects and complications associated with sleep apnea and other similar disorders.Luckily, the short answer is…

Life Insurance for Overweight Individuals (Recommendations)

Most Americans struggle with weight at some point during their lifetime. As a result, we often receive questions from consumers about life insurance for overweight individuals or how being overweight will affect their life insurance application and premium rates. These concerns are entirely understandable given the number of people who face challenges related to obesity and associated…