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We occasionally receive questions from consumers related to life insurance and suicide.  Does life insurance pay for suicidal death?  Is it possible to get life insurance after a suicide attempt? These and other similar questions about life insurance and suicide are understandable given the complicated nature of policy contracts.This following article, Life Insurance and Suicide: 5.. More

A cancer diagnosis, or the diagnosis of a family member, often causes people to take a hard look at planning for their family’s future. As part of this planning process, clients often ask questions about life insurance for cancer patients and survivors. Questions related to life insurance with cancer are understandable given the impact that a.. More

Many Americans, present company included, struggle with high blood pressure, or hypertension. As a common medical condition, we often do not consider the implications of getting life insurance with high blood pressure until applying for coverage. Questions about qualifying for life insurance with high blood pressure, or while taking blood pressure medication, are extremely common.The following.. More

Individuals with a history of diabetes often ask how this diagnosis can affect life insurance for diabetics. So, can diabetics get life insurance?​​​​​ These questions and associated concerns are completely understandable given the potential severity of this all too common disease.  The short answer is YES, it is often possible to get affordable life insurance for diabetics.The.. More

Choosing the best life insurance companies when considering coverage can be challenging to say the least. ​What are the best life insurance companies based on ratings, products, and other factors? These and other similar questions are completely understandable since there are more than 2,500 life insurance companies in the United States alone.This article, 50 Best Life Insurance.. More

Many consumers have a need for long-term life insurance coverage, but are not necessarily interested in accumulating cash value. It is also important to many policy owners to have the flexibility to make adjustments to their policy as life circumstances change. In cases where lifetime guarantees and flexibility are important, guaranteed universal life insurance may.. More

The majority of Americans would agree that owning life insurance coverage is an extremely important part of their overall financial plan, yet many consumers are unsure exactly how life insurance works. This confusion by consumers is completely understandable given the number of companies, agents, and policies available in today’s marketplace. Most people believe that owning life.. More

Many people have a need for life insurance protection, but either cannot qualify for traditional coverage or cannot afford expensive premiums. There are also those who simply need supplemental coverage provided by accidental death insurance.  So, are there coverage options other than traditional life insurance? In certain instances, accidental only coverage can be a great option and/or.. More

Most people hate the thought of being a burden to family and friends later in life. Yet, an individual’s final expenses are often the responsibility of those left behind. In planning for final expenses many people chose to purchase final expense life insurance..  The need to make final arrangements is a common concern among individuals.. More