key person life insurance - business woman image

Protect Your Business with Key Person Life Insurance

In the fast-paced and competitive world of business, safeguarding your company's future is of utmost importance. While most entrepreneurs focus on insuring their assets and liabilities, many overlook a crucial aspect – protecting their most valuable asset, the key employees. That's where key person life insurance comes into play. This often underutilized insurance policy can…
Read More
maximize retirement income with an immediate annuity - retired couple image

Maximize Retirement Income with an Immediate Annuity

As you approach retirement, you may be wondering how you can best maximize your income during your golden years. One option to consider is to maximize retirement income with an immediate annuity.  An immediate annuity is a type of insurance product that provides a guaranteed stream of income for the rest of your life or…
Read More
life insurance for childrens inheritance - couple with passports image

Life Insurance Can Allow You to Spend Your Children’s Inheritance

As a parent, you want nothing but the best for your children. You work hard to provide for them, to ensure they have everything they need to succeed in life. But have you ever stopped to think about what would happen to your family if something were to happen to you? It's not a pleasant…
Read More
buy-sell agreement using life insurance meeting image

Buy-Sell Agreement Using Life Insurance for Business Succession

As a business owner, you have put in countless hours of hard work and dedication to build your company from the ground up. However, have you ever stopped to think about what would happen to your business if something unexpected were to happen to you or your business partner? Planning for the inevitable is crucial…
Read More
family image - life insurance living benefits

Life Insurance Accelerated Benefits

In considering the purchase of life insurance, the policy death benefit is routinely a primary consideration. The death benefit provides a tax-free payment to beneficiaries in the event of an insured's passing.  However, families often experience unexpected circumstances that may not necessarily involve the death of a loved one, but present financial challenges none the less. As a…
Read More
golden eggs in a basket - annuities article

Annuities | Principal Protection & Lifetime Income

In working with consumers related to insurance and financial services, conversations often turn to planning for retirement. Whether you are just starting to save for the future or transitioning into retirement, this can be a complicated and confusing topic. This confusion around planning for retirement is completely understandable given the sheer amount of information available.Common…
Read More
financial professional image - what is a good credit score article

Credit Scores: What is a good credit score?

In working with consumers related to life insurance coverage, many applicants are surprised to learn that insurance companies routinely check credit and credit scores as part of the standard underwriting process. This often brings up questions about personal credit and scores such as...What is a good credit score? How can I check my credit score? Or… How…
Read More
money image - cheap life insurance

Cheap Life Insurance: 13 Tips for Getting the Best Rates

In considering life insurance to protect the ones you love, it is important to get the best rates possible.   However, finding cheap life insurance can sometimes be easier said than done for consumers navigating the complicated and ever-changing world of financial services.These challenges are completely understandable given the complexity of different policy options and the…
Read More
mother child sunset image - life insurance for stay at home parent

Life Insurance for Stay-at-Home Parents (Value of a SAHM)

In many instances, families make the decision for one parent to stay home to care for young children while the other works to provide financially for the household.  Given that the stay-at-home parent makes significant contributions to the family but may not have a source of income, the need for life insurance can be somewhat…
Read More