couple guaranteed acceptance life insurance

5 Essential Facts About Guaranteed Acceptance Life Insurance

Guaranteed Acceptance Life Insurance, also known as Guaranteed Issue, is a form of permanent life insurance in which your application is always accepted. Sound too good to be true? While the word “guarantee” has a nice ring to it, it’s important to understand what is behind that promise. Guaranteed acceptance life insurance can make all the sense in the world…
Read More
waistline image

Life Insurance for Overweight Individuals (Recommendations)

Most Americans struggle with weight at some point during their lifetime. As a result, we often receive questions from consumers about life insurance for overweight individuals or how being overweight will affect their life insurance application and premium rates. These concerns are entirely understandable given the number of people who face challenges related to obesity and associated…
Read More
woman life insurance and suicide

Life Insurance and Suicide: 5 Important Considerations

We occasionally receive questions from consumers related to life insurance and suicide.  Does life insurance pay for suicidal death?  Is it possible to get life insurance after a suicide attempt?These and other similar questions about life insurance and suicide are understandable given the complicated nature of policy contracts. The following article, Life Insurance and Suicide: 5…
Read More
couple - mutual of omaha image

Life Insurance for Cancer Patients and Survivors (Including FAQs)

A cancer diagnosis, or the diagnosis of a family member, often causes people to take a hard look at planning for their family’s future. As part of this planning process, clients often ask questions about getting life insurance coverage for cancer patients and/or survivors.Questions related to life insurance with cancer are understandable given the impact…
Read More
man and daughter - life insurance with high blood pressure

Life Insurance with High Blood Pressure (Including FAQs)

Many Americans struggle with high blood pressure or hypertension.  As a common medical condition, we often do not consider the implications of getting life insurance with high blood pressure until applying for coverage.Questions about qualifying for life insurance with high blood pressure or while taking blood pressure medication are extremely common. The following article, Life Insurance…
Read More
family - life insurance with sleep apnea

Life Insurance for Diabetics: 7 Tips to Qualifying for Coverage

Individuals with a history of diabetes often ask how this diagnosis can affect life insurance for diabetics. So, can diabetics get life insurance? These questions and associated concerns are completely understandable given the potential severity of this all too common disease. The short answer is YES. It is often possible to get affordable life insurance for diabetics. The…
Read More
young boy image - types of life insurance for collateral assignment

Best Life Insurance Companies for 2022 (10 Most Recommended)

Choosing the best life insurance companies when considering coverage can be challenging to say the least. What are the best life insurance companies based on ratings, products, and other factors? These and other similar questions are completely understandable since there are more than 2,500 life insurance companies in the United States alone.This article, Best Life Insurance Companies…
Read More
hands and feet-guaranteed universal life

Guaranteed Universal Life: Lifetime Coverage, Lowest Premium

Many consumers have a need for long-term life insurance coverage but are not necessarily interested in accumulating cash value.  It is also important to many policy owners to have the flexibility to make adjustments to their policy as life circumstances change. In cases where lifetime guarantees and flexibility are important, guaranteed universal life insurance may be…
Read More
children how life insurance works

How Life Insurance Works: 13 Frequently Asked Questions

The majority of Americans would agree that owning life insurance coverage is an extremely important part of their overall financial plan, yet many consumers are unsure exactly how life insurance works. This confusion by consumers is completely understandable given the number of companies, agents, and policies available in today’s marketplace. Most people believe that owning life…
Read More