baby girl - accidental death insurance

Accidental Death Insurance: Accident Coverage, Minimal Cost

Many people have a need for life insurance protection but either cannot qualify for traditional coverage or cannot afford expensive premiums. There are also those who simply need supplemental coverage provided by accidental death insurance.  So, are there coverage options other than traditional life insurance? In certain instances, accident only coverage can be a great option and/or…
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older couple - final expense life insurance

Final Expense Life Insurance: Understanding Burial Coverage

Most people hate the thought of being a burden to family and friends later in life. Yet, an individual’s final expenses are often the responsibility of those left behind. In planning for final expenses, many people choose to purchase final expense life insurance..  The need to make final arrangements is a common concern among individuals…
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Types of Life Insurance: Comparing Policy Options

Most Americans believe they need life insurance to provide a foundation of security for their families.  However, choosing between the different types of life insurance plans available in the marketplace can be a challenge.This is an important consideration since the coverage you choose can provide not only financial protection but also significant peace of mind…
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Life Insurance Living Benefits: Use Your Policy While Still Alive

Many people shy away from conversations about the need for life insurance because of the sobering nature of the topic. But, life insurance living benefits can be a different story. Let’s face it… Considering the possibility of not being here for our loved ones is not pleasant. However, there are instances where life insurance pays off even…
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Term Life Insurance: Simple Low-Cost Coverage

Consumers often ask about term life insurance and whether term life is the best coverage option. Questions about term life are completely understandable given the reoccurring television ads and numerous financial gurus promoting this type of coverage day in and day out.This article, Term Life Insurance: Simple Low-Cost Coverage, provides an overview of term life and…
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No Exam Life Insurance: Coverage Without a Medical Exam

Is it possible to get life insurance without taking a medical exam? The short answer is... YES, with no exam life insurance. Applying for life coverage can be a lengthy and somewhat complicated process that may include completing a medical exam, providing medical records, the review of medical, prescription, and driving records, and other requirements.If you have a…
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Guide to Qualifying for Life Insurance with Medical Conditions

The process of applying for life insurance can be confusing enough without the complication of trying to get approved for life insurance with medical conditions or various health issues. Since insurance companies consider your health and medical history in evaluating an application for coverage, certain pre-existing conditions may cause your rates to increase or coverage…
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