Blog - Page 4 of 7 - ChoiceLifeQuote - Life Insurance Made Simple

Cheap Life Insurance: 13 Tips for Getting the Best Rates

In considering life insurance to protect the ones you love, it is important to get the best rates possible. However, finding cheap life insurance can sometimes be easier said than done for consumers navigating the complicated and ever-changing world of financial services.These challenges are completely understandable given the complexity of different policy options and the…

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Life Insurance for Stay-at-Home Parents (Value of a SAHM)

In many instances, families make the decision for one parent to stay home to care for young children while the other works to provide financially for the household. Given that the stay-at-home parent makes significant contributions to the family but may not have a source of income, the need for life insurance can be somewhat…

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Life Insurance for Marijuana Users (420 Friendly Insurers)

The use of marijuana has become somewhat more mainstream in recent years, with trends in medical marijuana prescriptions and an increasing number of states legalizing the drug’s recreational use. As a result, our team occasionally receives questions related to life insurance for marijuana users. Common questions include…Can someone who smokes marijuana get life insurance? Do…

Collateral Assignment of Life Insurance (Including Key Steps)

In the world of personal finance, bank loans of one type or another are a routine occurrence. It is also common for business owners to borrow money in starting a new venture and/or funding the expansion of an existing enterprise. In securing such loans, lenders often require a life insurance policy on the borrower. Many…

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How much life insurance do I need? “Rules of Thumb”

Most Americans agree that life insurance is an important part of their overall financial plan. However, determining an appropriate amount of coverage can be a challenge for many consumers. In working with clients, we are often asked questions such as: How much life insurance do I need? What should be considered in selecting coverage? Or, should I…

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Banner Life Insurance Company Review (Recommended)

Banner Life Insurance Company has a well-earned reputation for financial strength and affordable life insurance products. But, how competitive are the company’s products and services in today’s ever-changing marketplace? What types of life insurance does Banner Life offer? And, does the quality of customer service match the company’s ratings? Banner Life Insurance Company (800) 638-8428 Account Sign-in…

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Life Insurance for Smokers and Tobacco Users (Including Insider Tips)

The number of smokers has decreased in recent decades, but many Americans continue to use tobacco products in one form or another. As a result, we frequently receive questions related to life insurance for smokers or the use of other forms of tobacco. Common consumer questions include… Is life insurance for smokers more expensive?If I quit smoking,…

Mutual of Omaha Insurance Company Review (Recommended)

Mutual of Omaha has a long history of providing quality insurance and financial products and services to consumers, as well as an organizational focus on community service. But, how do the company’s products and services compare to their competitors in an ever-evolving marketplace? What types of insurance products does Mutual of Omaha offer? What is the…

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How to Find a Life Insurance Policy Exists (Online Search)

The death of a loved one can be extremely difficult from an emotional standpoint but also presents certain financial and logistical challenges. It is often the responsibility of surviving family members to make final arrangements and settle the decedent’s estate, which includes identifying and filing claims on any active life insurance policies.Given these often-unexpected responsibilities, it…