Blog - Page 3 of 7 - ChoiceLifeQuote - Life Insurance Made Simple

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Multi-Year Guaranteed Annuities (MYGAs) as a CD Alternative

Are you looking for a smart alternative to traditional CDs? Look no further than multi-year guaranteed annuities (MYGAs). These innovative insurance products offer a unique combination of security and growth potential, making them an attractive option. In this article, we will explore the benefits of MYGAs and how they can help you effectively manage your…

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Importance of Life Insurance Beneficiary Review

As we go through life, we accumulate assets that we want to protect and pass on to our loved ones. From bank accounts to real estate and life insurance, we work hard to build a legacy that will provide our families with financial stability and security. However, as important as it is to accumulate wealth,…

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Protect Your Business with Key Person Life Insurance

In the fast-paced and competitive world of business, safeguarding your company's future is of utmost importance. While most entrepreneurs focus on insuring their assets and liabilities, many overlook a crucial aspect – protecting their most valuable asset, the key employees. That's where key person life insurance comes into play. This often underutilized insurance policy can…

Maximize Retirement Income with an Immediate Annuity

As you approach retirement, you may be wondering how you can best maximize your income during your golden years. One option to consider is to maximize retirement income with an immediate annuity. An immediate annuity is a type of insurance product that provides a guaranteed stream of income for the rest of your life or…

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Life Insurance Can Allow You to Spend Your Children’s Inheritance

As a parent, you want nothing but the best for your children. You work hard to provide for them, to ensure they have everything they need to succeed in life. But have you ever stopped to think about what would happen to your family if something were to happen to you? It's not a pleasant…

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Buy-Sell Agreement Using Life Insurance for Business Succession

As a business owner, you have put in countless hours of hard work and dedication to build your company from the ground up. However, have you ever stopped to think about what would happen to your business if something unexpected were to happen to you or your business partner? Planning for the inevitable is crucial…

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Life Insurance Accelerated Benefits

In considering the purchase of life insurance, the policy death benefit is routinely a primary consideration. The death benefit provides a tax-free payment to beneficiaries in the event of an insured's passing. However, families often experience unexpected circumstances that may not necessarily involve the death of a loved one, but present financial challenges none the less. As a…

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Annuities | Principal Protection & Lifetime Income

In working with consumers related to insurance and financial services, conversations often turn to planning for retirement. Whether you are just starting to save for the future or transitioning into retirement, this can be a complicated and confusing topic. This confusion around planning for retirement is completely understandable given the sheer amount of information available.Common…

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Credit Scores: What is a good credit score?

In working with consumers related to life insurance coverage, many applicants are surprised to learn that insurance companies routinely check credit and credit scores as part of the standard underwriting process. This often brings up questions about personal credit and scores such as...What is a good credit score? How can I check my credit score? Or… How…